Merry Christmas to you! Black Friday the easy way! Thank you Dave Ramsey!

3 different titles you say? Yes, but they all apply.

First - Ross is going to pick up his Christmas Present this afternoon. It's a new tv. It's a new huge (in my opinion of course, but not as HUGE as it could have been) flat screen hang on the wall something, something, something tv. That's what he wanted for Christmas. It will hang on the wall in the fortress of solitude...I mean bat cave...I mean basement!

Second - we only got the TV because it was a Black Friday deal. It's original price was WAY OVER our discussed budget for such an extravagant item. Well, my proposed budget anyway. We got it for $600 cheaper than it's original price. And, we ordered it online last night with in-store pick-up today. Sweet! No one had to go stand in a line at 4 am to try and get the smokin' deal. We are smart!

Third - Since May of this year, Ross and I have really been trying to eliminate our debt, live on a tight budget (tight by our standards), and save some money. I'm really proud of us. We've been doing a great job!

We've switched to a cash envelope system for all of our expenditures except bills and gas - they are still taken from the checking account/debit card. Everything else in our lives is cash based (we even have a montly allowance) and when we run out of money - or don't have enough then we must wait.

The best part of this you ask? EVERYTHING we've done since May has been paid for. No credit, no lay away, no interest! All our trips over the summer, our basement remodel, all of our Christmas expenses and the new tv have been paid for in cash. Our debts are slowly being eliminated and we are doing really well.

Not trying to brag here, just wanted to tell Dave Ramsey thanks for the books, the envelopes, the will power and helping to influence our desire to be debt free!